There are plenty of ways to save for retirement more efficiently, making every dollar go a little bit further toward a well-deserved rest in your golden years.
Allocation and diversification go together like peanut butter and jelly. Maintaining a diverse portfolio helps you avoid having all of your investment eggs in one basket.
There are plenty of suggestions online for saving money on a grocery budget, so paying attention to expenditures here and getting creative with meals will probably net some savings.