6 Tips to Save Money on Healthcare Costs (Without Sacrificing Your Health)

Save Money on Healthcare

Healthcare is one of the most expensive line-items in many of our budgets. In fact, the average American spends around $10,000 per year on healthcare, and this figure is expected to continue to rise.  Here are the best tips to save money on healthcare.

Find a Primary Care Provider

The first tip to save money on healthcare costs is to establish a primary care provider (PCP). Finding a good family practice provider can improve your health and decrease your cost of care. 

Procedures

Americans undergo more imaging procedures, such as MRIs or CT scans, than do people from other countries. While there is definitely a role for imaging in many scenarios, the fact remains that many imaging studies are unnecessary, and potentially dangerous.

Medications

Generic drugs are the same medication, strength, dosage form, and route as brand-name drugs, often at a significant cost savings. The Federal Drug Administration inspects facilities that manufacture these drugs in the same way that they do brand-name drugs, to help ensure safety and quality.

ER vs. Urgent Care

There are several reasons that patients come to the emergency room. They may be concerned that their illness is truly critical or life-threatening. The Emergency Medical Treatment And Labor Act, or EMTALA) requires emergency departments to stabilize and treat everyone with a medical emergency, regardless of their ability to pay.

Final Thoughts

Healthcare is an important topic and not one to be taken lightly. Look to save money on healthcare costs by establishing a primary care provider who knows you and can help you make the best decisions for your health.

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