16 of the Best Safe Investments With High Returns

Are you looking for ways to have an additional income stream aside from your day job?

Why not try investing your money? If you are hesitant because of the  risk, there are safe investments with high returns for you to try. For investors to get the highest returns possible, investors need to  take risks. That is challenging for inexperienced investors. To help and guide you in making the right choice, here are the best safe investments with high returns.

1. High Yield Savings Accounts

One of the investment options with the lowest risk is a high yield savings account. High yield savings accounts are great if you’re saving up for  something big or if you’re temporarily storing the cash you earned with  your high-income skills.While a savings account isn’t necessarily an investment, you can earn a modest interest rate without risking your money.

2. Certificates Of Deposits

Certificate of Deposits (CD) are closely related to the savings  accounts but have higher interests. The FDIC also insures Cds. That  means they are practically risk-free. Their advantage is that they are usually very liquid.

3. US Savings Bonds

US savings bonds have one of the lowest investment risks. The US  treasury issues the securities to fund the government’s operations.  Saving bonds have a fixed rate of interest. They can be divided as follows: 1. Series EE Bonds. 2. Series 1 Bonds. 3. Government Bonds.

4. Money Market Accounts

Money market accounts are closely related to savings accounts and  CDs. They often have a better rate than the savings accounts but have  more liquidity than CDs. You might be allowed to write checks or use debit cards with the accounts, providing greater flexibility.

5. Municipal Bonds

Municipal bonds are loans issued to local governments by investors.  These are usually a good option for better returns with slightly higher  risks than savings accounts, CDs, or saving bonds. 

6. Money Market Funds

Money market funds are a kind of mutual fund investing in short-term  debt instruments, cash, and cash equivalents. Money market funds or  money market mutual funds offer a low level of risk with pay-out in the  form of dividends.

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