13 Personality Traits that Lead to Money Success

We all have one, some more than others.

Personality is defined as “the combination of characteristics or qualities that form an individual’s distinctive character.” There is only one of you. It is the unique combination of traits that make the individual who they are, and the facets that make up our personalities play a significant role in our lives.

Personality Traits that Lead to Money Success

One big area impacted by personality characteristics is money and personal finance, where you may find that some of your personality traits are more desirable than others. Here are 13 personality traits that lead to money success.


This one is probably pretty obvious, but one personality trait that is especially conducive to good money management is whether you’re a saver or a spender. Savers are generally very good at managing their money. They don’t spend money unnecessarily, look to get good value for the money they do spend.

Delayed Gratification

Another personality trait that leads to money success is having the ability to delay gratification. Delayed gratification is being able to resist the temptation of an immediate reward in order to wait for a later, often better, reward.


Do you fully think through your options and the likely consequences before you act? If you do than you possess the personality trait of being calculated.  Most people tend to think of the antonym of this trait when it comes to money: impulsive.

Calculated Risk-Taking

An extension of the calculated thinker is the calculated risk-taker.  Most financial pundits will tell you that there is a certain amount of risk involved in building wealth. While you can opt to save money the safe way, the key to making your money truly work for you is by putting it to work.

Highly Driven

Highly driven, or highly motivated, individuals have a high drive to succeed and tend to never be completely satisfied with the accomplishments they’ve already made. They want more, they want to do better, and they will do whatever it takes for them to reach their goals.

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