Living Stingy: A Helpful Guide to Frugal Living

A lot of people think being frugal means living stingy. In other words, they think you have to live a deprived life to be frugal.

What Does Living Stingy Mean?

The definition of stingy is “sparing or scant in using, giving, or spending,” and people often use the word stingy to describe negative attributes in others.

Is Living Stingy a Choice?

The ability to choose to live frugally is a privilege in and of itself that we shouldn’t take for granted.

Pros and Cons of Living Stingy

Before we jump into specific tips for frugal living, let’s briefly discuss the pros and cons of frugality.


Frugal people don’t tend to make impulsive decisions and instead consider the time and value cost.

Understanding the Value of Your Purchases

Financial Independence

Financial independence (FI) is when you no longer need to work to cover your expenses but rather can cover all your bills and spending with investments/savings.


Some Sacrifices

the ultimate goal is to spend money on the things that really matter to you, then the sacrifice should be worth the reward.

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