How to Use Credit Card Churning to Travel For Free

Credit card churning is a method of opening and closing many credit cards to obtain points and miles to travel for free.

What is Travel Hacking?

Travel hacking is the mode of gaining free or cheaper travel by earning points and miles through credit card sign-ups and bonuses.

What is Credit Card Churning?

Credit card churning opens up cards, hits the sign-up bonuses, and closes them. People will use credit card churning to earn air miles, travel rewards, or cashback.

By paying off debt and being responsible, you can move your credit score from a fair score to a much higher one.

How Credit Card Churning Affects Credit

The Chase 5/24 Rule

When looking at creating a strategy, you must be mindful of the Chase 5/24 Rule. Chase doesn’t want people to be signing up for cards and canceling all the time.

American Express Rules

American Express only allows one welcome bonus for one person over their lifetimes. Once you get that bonus, you will never get another bonus on that card again.

Citi Credit Card Rules

Citi has a 48-month rule. Once you get their sign-up bonus, you cannot get their bonus again for 48 months.

Swipe Up To  Read More

Swipe Up To  Read More

For More Posts Like This Visit

For More Posts Like This Visit

Money Saved Is Money Earned!