If you’ve never checked your credit before today is a great time to start. Once per year you can get a FREE copy of your credit report from each of the three major reporting bureaus from AnnualCreditReport.com.
Time is of the essence if you suspect that your identity is being used to open fraudulent accounts. Not every bank or financial institution is going to have the same fraud monitoring processes so the most important thing for you to do is act quickly.
As we said above it is important to check all three credit reports as the information on each may vary.Go to the hard inquiry section and make a note of any financial institutions that you don’t recognize. Do the same with your open accounts section.