1. Start or Grow Your Fund For Future Emergencies
While not the most exciting option, an emergency fund is crucial for making your money useful. Everyone should have one financial goal: to stay out of debt and get out of debt if you are in debt. You don’t need to remain 100% debt-free, as some debt, such as a mortgage, is not bad debt to have, but having an emergency fund will ensure that you have the money you need.