New (and experienced) investors must keep in mind that investing comes with risk. New investors, in particular, are likely to make some mistakes as they’re learning the ropes.
If a steep drop in your portfolio is going to cause you extreme anxiety – or cause you to make knee-jerk investing decisions – then you might want to tilt your portfolio more conservatively.
Investments fluctuate over time and prices will change. If you have a long time horizon, you may not need to be overly concerned with how your portfolio is performing day to day.
One of the easiest ways to build up an investment account is by automatically contributing a certain amount to the account at regular intervals over time.