53 Ways You Can Embrace Frugal Living Today

Why Embrace Frugal Living

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1. Register for refer-a-friend programs

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2. Skip extended warranties

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3. Raise your deductibles

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4. Fine-tune your coverage

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5. Ask about discounts

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53 Ways You Can Embrace Frugal Living Today

Why Embrace Frugal Living

1. Register for refer-a-friend programs

Many billers and banks offer refer-a-friend programs where you and/or your referred friend receive a bonus. Sometimes, the referral bonuses can be quite lucrative, so always check to see if your biller or bank offers them!

2. Skip extended warranties

Resist the alluring sales pitches to buy extended warranties. They’re rarely worth it. Since you’re now a frugality expert, you should be saving enough to cover any issues that arise.

3. Raise your deductibles

This is an easy way to potentially save hundreds on your insurance. Raise your deductibles as high as you can afford. Your coverage will remain the same, but your policy premiums won’t—they’ll be much cheaper!

4. Fine-tune your coverage

Thoroughly read the details of your insurance policies. Are you paying for coverage you don’t need? For example, jewelry and fine collectibles on your home insurance; rental car coverage on your car insurance. Remove unnecessary coverage and enjoy the savings!

5. Ask about discounts

Most insurance companies offer senior, group, corporate, alumni, or profession-specific discounts. These discounts are sometimes not publicly shared, so you may need to ask to access them.

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