Budget Excel Template: 5 Best (and Free) Budgeting Tools

Are you wanting to keep track of your budget?

 Whether you are saving for your next vacation or getting a handle on your monthly expenses, using a budget template is a smart way to reach your goals. With simplicity in mind, what follows are some of my favorite recommended budget templates.

Google Docs Budget Spreadsheets

If you have a Google account (and who doesn’t?), you can search the Google Docs template gallery for pre-made budget spreadsheets. There are currently two different budget templates, one for a monthly budget and one for an annual budget. Both track your income and expenses.

Federal Trade Commission Budget Worksheet

There are budget categories for housing, food, transportation, health, personal, finance, and others. If you are not an Excel whiz and are just looking for a simple way to track your finances, this could be the budget template for you.

Microsoft Excel Budget Templates

If you came here for budget Excel templates, where better to look than Microsoft’s template library? They even have templates for specific events such as weddings, vacations, or college. How to Get the Budget Template: Browse the available budgeting Microsoft templates online and download any interesting ones.

PearBudget Excel Template

I like PearBudget because it separates your variable expenses like groceries, gas, and medical costs from your regular fixed expenses like rent, insurance, and your phone bill. There is also an Analysis tab to help you compare your income and expenses.

Vertex42 Budget Templates

I’m a visual learner, so some of the available templates with graphs and charts help me more easily see my budget position than just looking at numbers on a spreadsheet. How to Get the Budget Template: Browse all available budget templates at Vertex42.

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