Best Budget Apps To Fit Your Goals and Lifestyle

Do you want to quickly check on your personal finances through the ease of your smartphone?

For many, the best budgeting method for success is to use budget apps. Unfortunately, with numerous  budgeting apps on the App Store and Google Play Store, it can be  challenging to determine the top budgeting apps that match your goals  and lifestyle.

Best Overall: Mint: Personal Finance & Money

Overview:  – Price: Free, offering in-app purchases Customer Rating: 4.5 – Notable Features: Track transactions, monitor monthly expenses.

Mint is a household name when it comes to tracking your money and  budgets online. So, it’s no surprise it’s the overall best for anyone  wanting to get their budget under control.

Best For Zero-Based Budget: You Need A Budget (YNAB)

Overview:  – Price: Free, offers in-app purchases Customer Rating: 4.8 – Notable Features: Real-time updates, debt paydown tool.

The strategy of a zero-based budget is to give every dollar an  assignment. The goal is to have nothing or (or “zero”) left to assign.  This strategy matches YNAB’s first rule: “Give Every Dollar A Job |  You’re the boss.

Best For Envelope System: Goodbudget Budget Planner

Overview – Price: Free, offers in-app purchases Customer Rating: 4.7 – Notable Features: Spending by envelope report, free ten regular envelopes.

Summary The Goodbudget Budget Planner is similar to other budgeting apps because  it syncs transactions and has a “debt progress report.” However, it  boasts “based on the envelope budgeting method. But with no physical  envelopes; only virtual envelopes!”

Best For Couples: Honeydue: Couples Finance

Overview:  – Price: Free, offers in-app purchases Customer Rating: 4.5 – Notable Features: Choose how much you want to share, split expenses.

As the app name implies, Honeydue is for couples managing their finances together, especially with a joint bank account.

Best For Investors: Personal Capital: Investing

Overview:  – Price: Free Customer Rating: 4.7 – Notable Features: Interactive cash flow graph, retirement planner, investment checkup tool

Although the Personal Capital app is not necessarily a budgeting app, it is still a noteworthy app for tracking one’s net worth by managing bank accounts, IRAs, 401ks, mortgages.

Final Thoughts

Remember, budgeting, in general, is not perfect. Instead, budgeting is a guide to your finances. So, whether you’re managing your family chances or a small business calculating the contribution margin, having a proper budget is essential to have good cash flow.

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