Terms of Use – Privacy Policy

Terms of Use

The ideas and information presented on Money Saved is Money Earned is solely intended for informational purposes, not as professional financial advice. The views expressed are the opinions of the writers and should not take the place of professional financial consultation. While all attempts are made to present information that is accurate and up-to-date, this information may not be appropriate for your specific situation. As such, all information taken and utilized from this site is done at your own risk. Money Saved is Money Earned and its members do not assume any liability for any financial outcomes that result from the use of information provided here. Additionally, all advertisers, affiliates, commenters, and linked sites are solely responsible for their views and content.


This Site is affiliated with CMI Marketing, Inc., d/b/a CafeMedia (“CafeMedia”) for the purposes of placing advertising on the Site, and CafeMedia will collect and use certain data for advertising purposes. To learn more about CafeMedia’s data usage, click here www.cafemedia.com/publisher-advertising-privacy-policy

Copyright Policy

Unless otherwise stated, all material presented on this blog (including articles and other content) are the property of Money Saved is Money Earned and its members, and cannot be used without prior written consent.

Privacy Statement

Your privacy is taken very seriously at Money Saved is Money Earned, and we make every attempt to ensure that your privacy remains secure. We will never sell your information to other parties, nor will we use your information on our website and social media outlets without your consent. Money Saved is Money Earned uses Google Analytics to gather data about visitors to our site (read their privacy policy here). Web servers do track basic information about visitors to our site, which can include (but is not limited to) browser details, referring pages, and IP addresses. However, this information cannot personally identify a specific visitor to the site. We use MailChimp to manage our email subscribers, which does track the name and email address of subscribers (read their privacy policy here). Both services have their own privacy policies, and Money Saved is Money Earned and its members are not liable for their practices. Advertising partners may also track visitors to the site and collect information in order to target their advertisements. This tracking is done by third party organizations and is bound by their own privacy policies. Money Saved is Money Earned and its members are not liable for the privacy practices of any advertisers, affiliates, or commenters.


When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here. After approval of your comment, your profile picture is visible to the public in the context of your comment.

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. If you have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.


If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

All Rights Reserved

Money Saved is Money Earned reserves the right to change the focus of, sell, or discontinue the blog at any time. We also reserve the right to change the terms of use at our discretion.

Advertisers and Affiliates

This website contains links to affiliates and advertiser websites. Money Saved is Money Earned and its members do not claim or accept liability and responsibility for any information, actions, or products found through our advertising or affiliate partners. Any information, actions, or products found through advertising or affiliates partners are subject to their company terms of use and services.

Acceptance of Terms

By using this website, you are hereby accepting and agreeing to the terms and conditions stipulated within this terms of use and privacy policy agreement. If you do not agree to these terms and conditions then you should discontinue use of this site. Continued use of the site following changes to the terms and conditions will mean you also accept and agree to these changes. You may also unsubscribe from receiving email or newsletters from us at any time. Unsubscribing from third party websites must be done through that website.


If you have any questions or concerns about any of our Terms of Use listed above, please feel free to contact us.

Email: contact@moneysavedmoneyearned.com