This category is dedicated to articles that provide money lessons. Topics range from lessons learned from individuals to general money knowledge.
Housing costs, including rent, is almost always the biggest budget item for the average American. In fact, the average American spends nearly 40% of their monthly budget on housing costs. While almost 63% of Americans had a mortgage in 2017, there is also a significant portion of the population that rents and depending on where …
Your career takes up approximately a third of your life. Not having a clear career path or being dissatisfied with the one you’ve chosen can make life much more stressful and unfulfilling. Career counseling can help you overcome these challenges by finding a job that aligns with your interests, values, goals, and financial needs. What …
What is Career Counseling and Why You Should Consider It? Read More »
Spending less than you earn, or making sure you live below your means, is one of the best ways to reach financial freedom. This doesn’t mean you have to cut every cost or give up the things you enjoy in life either. There are still ways to appreciate the little things and live a fulling …
We recently had one of the worst, if not the worst, presidential debate in history. What is meant to be a chess-match discussion concerning past and future policy quickly deteriorated into name-calling, posturing shouting match more akin to a WWE special. While the childish nature of the first presidential debate was tough to watch, it …
The Worst Financial Advice From (Past and Present) Presidential Candidates Read More »
Our economy is at a standstill. Many have been laid off or have had work hours reduced due to the coronavirus and social distancing mandates. At the same time, states struggled to implement the expanded unemployment benefits offered by the recently passed federal Coronavirus Aid, Relief, and Economic Security Act (the CARES Act). Similarly, while …
Bankruptcy During the Pandemic: Factors to Consider Read More »
Credit is one of the key elements of personal finance. Being able to secure and leverage credit is a major component to most major financial acts, and thus being able to establish yourself as a reliable user of credit will be especially important to your finances. Despite the importance of credit, building credit if you …
Credit Builder Loan: What They Are and How They Work Read More »
If you’ve ever tried to perform an online transaction, establish an account or direct deposit, or make/receive tax payments then chances are you’ve needed to know the routing number of your bank or credit union. While a commonly used number, it can be hard to know what your routing number is or where to find …
On March 13th, 2020, and the ensuing days that followed – the world and the way in which we lived our daily lives came to a screeching halt because of the COVID-19 Pandemic. Over a period of just a few days, things we often took for granted like strolling down the grocery store aisle, walking …
It’s hard for me to believe, but this month marks the 5-year anniversary of my first home purchase. These 5 years have gone incredibly fast, and a lot has happened in the meantime, but one constant is my dedication to making extra payments in order to pay off my mortgage early. Yes, a good argument …
5 Years in and I’ve Already Saved Time and Money off My Mortgage Read More »
We all know that the secret to building wealth is to accumulate assets and avoid liabilities. The tricky part is knowing in advance which asset gets us there faster and the relationship between risk and return. Before the technology boom, some may have picked San Francisco Real Estate and gone all-in, enabling them now to …
How the Medallion Fund Literally Printed Money Over the Last 30 years Read More »
