Everyone needs to have a solid financial foundation with which to build their money lives, and that foundation starts with the basics. This category is all about teaching you the money basics you’ll need to know to successfully navigate your financial life.
No topic is too trivial in this category. Our articles discuss everything from financial literacy basics to the differences between banks and credit unions and debit and credit cards. You’ll find everything you need to know to get started improving your financial literacy, all in an easy-to-understand way. It’s never too late to better yourself, so get started improving your knowledge of money today!
Net worth is a term commonly thrown around in personal finance circles. However, unless you’re well-versed in finance topics it’s likely you don’t pay much attention to your net worth and you may not even know what it is. In fact, you may associate it with the holdings of the rich and famous more than …
Do you know your financial status? If not, you’re not alone. A recent Gallup poll found that only 32% of Americans have a household budget. Furthermore, a recent Bankrate survey found that 55% of Americans don’t think their financial situation will improve this year, with 44% who think their situation will stay the same and …
8 Critical Personal Finance Numbers You Need to Know Read More »
You want to be fiscally responsible, don’t you? Of course you do! Everyone does whether they realize it or not. Fiscal responsibility is an economic idea that involves strategies for managing debt and building smart-spending habits. You have probably heard the term used in reference to government or public organizations. A fiscally responsible organization pledges …
Why a Budget is a Must for Fiscal Responsibility Read More »
Tax season is always a busy time, and one that many look forward to. Not only do most individuals look forward to a nice chunk of money back, so do the businesses that rely on people spending that money. This tax season has been filled with far more drama than most years, and with the …
Tax Refund vs. Tax Liability: What’s the Difference? Read More »
I’m not going to lie, I used to be terrified of credit cards. Growing up around Depression Era grandparents and having a mom in banking gave me a healthy fear of plastic, and for good reason. A huge number of Americans have credit card debt. And not just some debt, but A LOT of debt. …
What is a good credit score? Good question. Your credit score is the single most important factor in determining your ability to utilize credit throughout your life. Your credit score can be your best friend or your worst enemy. It can be the difference between getting a new loan or not, and it WILL BE …
Building your financial foundation is exactly like building a skyscraper. First, you must pour a solid foundation and reinforce that foundation prior to building several stories above it. You must start from the ground up, building each floor strong and stable as you go. There is no other way around it, and no way to …
7 Tips to Building Your Financial Foundation the Right Way in High School Read More »
Everyone could use more money in their pocket, but did you know there are only two ways to get more money? Seriously. No matter your job, spending habits, debt, and any other parameters related to your finances, if you want more money coming in there are only two choices open to you. You can either …
