Money Basics

Everyone needs to have a solid financial foundation with which to build their money lives, and that foundation starts with the basics. This category is all about teaching you the money basics you’ll need to know to successfully navigate your financial life.

No topic is too trivial in this category. Our articles discuss everything from financial literacy basics to the differences between banks and credit unions and debit and credit cards. You’ll find everything you need to know to get started improving your financial literacy, all in an easy-to-understand way. It’s never too late to better yourself, so get started improving your knowledge of money today!

difference between a debit and a credit card

What’s the Difference Between a Debit and a Credit Card?

What’s the difference between a debit and a credit card? Although both debit and credit cards are common financial tools used to make purchases, the differences between them and the potential impact to your finances may not be as clear. You’ve probably heard about the issue of consumer debt in this country, which includes a …

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difference between a bank and a credit union

What’s the Difference Between a Bank and a Credit Union?

Banks and credit unions are both financial institutions that offer a variety of personal finance and business products. While nearly everyone in the United States is a member of a bank or credit union, or both, not nearly as many people understand the difference between the two. Indeed, it can be difficult to know the …

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checking and savings accounts

Start Taking an Interest in Interest: Checking/Savings Accounts

Now that we’ve beaten you down with all the ways that interest is killing you slowly (just kidding…but seriously), let’s talk about some ways that interest can actually work in your favor. The first is with basic checking and savings accounts. You may not realize it (because it’s generally very small), but many checking accounts …

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critical personal finance numbers you need to know

8 Critical Personal Finance Numbers You Need to Know

Do you know your financial status? If not, you’re not alone. A recent Gallup poll found that only 32% of Americans have a household budget. Furthermore, a recent Bankrate survey found that 55% of Americans don’t think their financial situation will improve this year, with 44% who think their situation will stay the same and …

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fiscal responsibility

Why a Budget is a Must for Fiscal Responsibility

You want to be fiscally responsible, don’t you? Of course you do! Everyone does whether they realize it or not. Fiscal responsibility is an economic idea that involves strategies for managing debt and building smart-spending habits. You have probably heard the term used in reference to government or public organizations. A fiscally responsible organization pledges …

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