Money Basics

Everyone needs to have a solid financial foundation with which to build their money lives, and that foundation starts with the basics. This category is all about teaching you the money basics you’ll need to know to successfully navigate your financial life.

No topic is too trivial in this category. Our articles discuss everything from financial literacy basics to the differences between banks and credit unions and debit and credit cards. You’ll find everything you need to know to get started improving your financial literacy, all in an easy-to-understand way. It’s never too late to better yourself, so get started improving your knowledge of money today!

how to start building credit

How to Start Building Credit Once You Turn 18

Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score, you can get lower interest rates on car loans, credit cards, and mortgages. Some employers and landlords even check credit reports before making a job offer or approve a resident application. While developing a solid credit history …

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what is interest

What is Interest? Your Ultimate Guide to Understanding Interest

What is interest? Everyone above the age of 10 has heard of interest, but most of us do not take enough interest in interest despite the huge way this simple concept affects our everyday lives. Anyone who has opened a credit card, taken out a loan, or opened a checking/savings account has been impacted by …

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understanding Medicare

Understanding Medicare: Basics You Need to Know

Chances are, if you’re not on Medicare, you don’t know very much about the federal health program. You’ve likely noticed Medicare taxes come out of your paychecks but probably haven’t thought about how much you’ll be paying for healthcare once you become eligible. Medicare consists of several parts and, contrary to popular belief, doesn’t pay …

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budgeting methods

10 Budgeting Methods to Help You Take Control of Your Money

Despite the recent strength of the economy, the majority of American’s are still struggling financially. Although a number of factors are likely at play, and the financial health of American’s won’t be solved with one thing alone, one financial habit that would significantly help many is relatively simple to implement. Budgeting. While a recent Debt.com …

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difference between a debit and a credit card

What’s the Difference Between a Debit and a Credit Card?

What’s the difference between a debit and a credit card? Although both debit and credit cards are common financial tools used to make purchases, the differences between them and the potential impact to your finances may not be as clear. You’ve probably heard about the issue of consumer debt in this country, which includes a …

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difference between a bank and a credit union

What’s the Difference Between a Bank and a Credit Union?

Banks and credit unions are both financial institutions that offer a variety of personal finance and business products. While nearly everyone in the United States is a member of a bank or credit union, or both, not nearly as many people understand the difference between the two. Indeed, it can be difficult to know the …

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