Tawnya Redding

Tawnya is an elementary special education teacher by day and co-blogger at Money Saved is Money Earned by night. She holds an Honors BS in Psychology from Oregon State University and an MS in Special Education from Portland State University and has had a pretty successful writing career, first as a writing tutor at the Oregon State University Writing Center, and in recent years, as a freelance writer. Tawnya and co-blogger Sebastian have a wealth of knowledge and information about personal finance, retirement, student loans, credit cards, and many other financial topics. They teach people how to save money money, save money, and understand money.

living in a van

Living in a Van: Everything You Need to Know

Housing is one of the biggest expenses for the average person or family. While the standard measure for determining your housing affordability is 30% of your pretax income, the average American spends closer to 37% of their income on housing, and many spend even more. With a shortage of affordable housing throughout the country, many …

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Scott's Cheap Flights

Scott’s Cheap Flights: Get Cheap Flights Without Even Trying

Today’s world is more connected than ever before, and almost everyone would like to be able to travel more. Although the world has become more connected, the luxury of travel still isn’t necessarily accessible to everyone. Especially when flights are involved, travel can be downright expensive. Luckily, travel hacking has become quite popular over the …

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budgeting methods

10 Budgeting Methods to Help You Take Control of Your Money

Despite the recent strength of the economy, the majority of American’s are still struggling financially. Although a number of factors are likely at play, and the financial health of American’s won’t be solved with one thing alone, one financial habit that would significantly help many is relatively simple to implement. Budgeting. While a recent Debt.com …

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Craigslist alternatives

22 Best Craigslist Alternatives for Buying and Selling

Craigslist has been a staple for buying and selling used items and services for decades and is a go-to for many people looking to snag a deal. It’s popular, even though the site still seems like it’s stuck in the 1990’s, the decade during which it was launched. Archaic or not, the simple design has …

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cable alternatives

The Ultimate List of Cable Alternatives to Save You Money

Are you ready to cut the cord? If you’re reading this, chances are you’re fed up with the exorbitant costs and restrictive contracts that come with a cable subscription and ready to try something new. But what? Cable alternatives have exploded in recent years, and with so much to choose from it can be hard …

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effects of trauma on personal finance

The Effects of Trauma on Personal Finance

A plethora of things effect our personal finances and the development of our financial habits. From family, to culture, to media, to unprecedented global pandemics, our money lives are constantly being molded and shaped by things both within and beyond our control. While the majority of things that help shape our financial lives are relatively …

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