Tawnya is an elementary special education teacher by day and co-blogger at Money Saved is Money Earned by night. She holds an Honors BS in Psychology from Oregon State University and an MS in Special Education from Portland State University. She has had a pretty successful writing career, first as a writing tutor at the Oregon State University Writing Center, and in recent years, as a freelance writer. Tawnya and co-blogger Sebastian have a wealth of knowledge and information about personal finance, retirement, student loans, credit cards, and many other financial topics. They teach people how to save money, make money, and understand money.
It’s no secret that credit, especially good credit, is essential for most major purchases, like a car, a house, and even utility services. Unfortunately, with only 17 states requiring high school students to take a personal finance course, the importance and even definition of credit is not something that many learn about early enough. Without …
Do you need money now? Life happens, and it isn’t uncommon for people to need quick cash at times. The good news is that there are many options in today’s world for procuring funds when you need money now. Even better, not all of them require you to borrow money. Read on to learn the …
Need Money Now? 21 Ways to Get Money When You Need It Read More »
Are you looking to master your money this year and want to get started with a budget? If you’re new to budgeting, you may not be sure where to start or what budget categories you should include. Don’t worry; budgeting isn’t really that difficult once you get started. While there will be a little work …
18 Budget Categories to Help You Master Your Money Read More »
What is interest? Everyone above the age of 10 has heard of interest, but most of us do not take enough interest in interest despite the huge way this simple concept affects our everyday lives. Anyone who has opened a credit card, taken out a loan, or opened a checking/savings account has been impacted by …
What is Interest? Your Ultimate Guide to Understanding Interest Read More »
“You should be a teacher when you grow up.” If I had a dollar for every time I heard this phrase or some variation of it growing up, I would have been a millionaire long ago. While I never wanted or intended to be a teacher, I’m happy to say I’m well on my way …
Paying off debt should be a high priority for every American. Earlier this year, consumer debt rose to $4.2 trillion, and in February of 2020, a record $1.1 trillion went to revolving debt such as credit cards. With so much uncertainty looming with the economy, along with the high debt and low savings of the …
9 Ways to Pay Off Debt Without Spending Your Paycheck Read More »
Have you ever been to a timeshare presentation? Chances are, if you’ve stayed at a resort, you’ve at least been offered the chance to attend a timeshare presentation. While timeshares often get a bad rep, many people still attend timeshare presentations because of the attached incentives that are typically included. Whether it’s a free stay, …
Sin City, aka Las Vegas, has been a bucket list destination for decades. Internationally known for the high-rolling lifestyle of gambling, shopping, fine dining, nightlife, and entertainment, Vegas is an experience everyone should have at least once in their life. And the great thing about Vegas is that you don’t need to be into drinking …
Do you need some quick cash? Maybe you need a little extra money every month, but none of the typically touted side hustles work for you. The good news is that there are a multitude of ways to make extra money popping up seemingly every day. While most of these side hustles are straightforward, some …
With the pandemic still in full swing, most Americans choose to stay relatively close to home when traveling. Road trips and staycations, which have previously been staples of budget travelers, have become even more popular as people forego flights and long exposure to strangers. More than ever, people have turned their attention to their local …
