Tawnya Redding

Tawnya is an elementary special education teacher by day and co-blogger at Money Saved is Money Earned by night. She holds an Honors BS in Psychology from Oregon State University and an MS in Special Education from Portland State University. She has had a pretty successful writing career, first as a writing tutor at the Oregon State University Writing Center, and in recent years, as a freelance writer. Tawnya and co-blogger Sebastian have a wealth of knowledge and information about personal finance, retirement, student loans, credit cards, and many other financial topics. They teach people how to save money, make money, and understand money.

free trip

There is No Such Thing as a Free Trip (But You Can Get Darn Close)

Free travel is the best! Whether you travel for work, spend on rewards credit cards, or just travel occasionally for fun, it pays to belong to airline and hotel rewards programs so you can collect miles and points. Over time, these points build up and can be redeemed for a free trip (see our friends …

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Mother's Day Gift

3 Meaningful Mother’s Day Gifts That Won’t Break the Bank

Mother’s Day is right around the corner, and many of you are still searching for that perfect Mother’s Day gift. And, just like EVERY holiday in this country, you have also been constantly bombarded by advertisements claiming to have that perfect Mother’s Day gift. For a price! While most stores have been advertising Mother’s Day …

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building your financial foundation

7 Tips to Building Your Financial Foundation the Right Way in High School

Building your financial foundation is exactly like building a skyscraper. First, you must pour a solid foundation and reinforce that foundation prior to building several stories above it. You must start from the ground up, building each floor strong and stable as you go. There is no other way around it, and no way to …

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consumerism

How to Shift Your Mindset From Consumerism to Frugalism

The Mindset There is a fundamental truth that everyone must understand before they can truly accept and unlock the keys to many of the ideas presented here on Money Saved is Money Earned. Our world is built on consumerism. Consumerism is an economic ideology that encourages the insatiable acquisition of goods and services, with the …

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