Tawnya Redding

Tawnya is an elementary special education teacher by day and co-blogger at Money Saved is Money Earned by night. She holds an Honors BS in Psychology from Oregon State University and an MS in Special Education from Portland State University. She has had a pretty successful writing career, first as a writing tutor at the Oregon State University Writing Center, and in recent years, as a freelance writer. Tawnya and co-blogger Sebastian have a wealth of knowledge and information about personal finance, retirement, student loans, credit cards, and many other financial topics. They teach people how to save money, make money, and understand money.

what is interest

What is Interest? Your Ultimate Guide to Understanding Interest

What is interest? Everyone above the age of 10 has heard of interest, but most of us do not take enough interest in interest despite the huge way this simple concept affects our everyday lives. Anyone who has opened a credit card, taken out a loan, or opened a checking/savings account has been impacted by …

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pay off debt without spending your paycheck

9 Ways to Pay Off Debt Without Spending Your Paycheck

Paying off debt should be a high priority for every American. Earlier this year, consumer debt rose to $4.2 trillion, and in February of 2020, a record $1.1 trillion went to revolving debt such as credit cards. With so much uncertainty looming with the economy, along with the high debt and low savings of the …

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timeshare presentation

10 Things to Expect at a Timeshare Presentation

Have you ever been to a timeshare presentation? Chances are, if you’ve stayed at a resort, you’ve at least been offered the chance to attend a timeshare presentation. While timeshares often get a bad rep, many people still attend timeshare presentations because of the attached incentives that are typically included. Whether it’s a free stay, …

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free things to do in Las Vegas

12 Super Cool Free Things to do in Las Vegas

Sin City, aka Las Vegas, has been a bucket list destination for decades. Internationally known for the high-rolling lifestyle of gambling, shopping, fine dining, nightlife, and entertainment, Vegas is an experience everyone should have at least once in their life. And the great thing about Vegas is that you don’t need to be into drinking …

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day trips from Portland

25 Best Day Trips From Portland

With the pandemic still in full swing, most Americans choose to stay relatively close to home when traveling. Road trips and staycations, which have previously been staples of budget travelers, have become even more popular as people forego flights and long exposure to strangers. More than ever, people have turned their attention to their local …

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receipt scanner

20 Best Receipt Scanner Options for Easy Organization

If you’re a small business owner or freelancer, then you’re well aware of the organizational nightmare that can befall businesses with many moving parts. Invoices, revenue, statements, payroll, and expenses are all a part of daily life that can be hard to track if you don’t have the right tools. Enter the receipt scanner. A …

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