Tawnya is an elementary special education teacher by day and co-blogger at Money Saved is Money Earned by night. She holds an Honors BS in Psychology from Oregon State University and an MS in Special Education from Portland State University. She has had a pretty successful writing career, first as a writing tutor at the Oregon State University Writing Center, and in recent years, as a freelance writer. Tawnya and co-blogger Sebastian have a wealth of knowledge and information about personal finance, retirement, student loans, credit cards, and many other financial topics. They teach people how to save money, make money, and understand money.
The term “6 figures” is thrown around a lot when it comes to money topics, but how much is 6 figures? While most of us aspire to make good money, there is just something about being able to declare that one has a 6-figure salary or has 6 figures saved or invested. 6 figures has …
Hustle culture is a huge part of our lives, especially for younger people. In fact, a recent survey from Bankrate found that nearly half of Americans under 35 reports having a side hustle, and nearly 1 in 3 of those side hustlers need the extra income to be able to pay their bills. Other side …
You’ve probably heard the term “Flea Market” before. You may have even visited a flea market. But, unless you’re a garage-saling, thrift-storing, antiquing pro, you probably have questions about flea markets, what they are, and how they can help you save and make money. While the name is a bit suspect on the surface, visiting …
Most people wish they had more money. Whether it is to pursue their passions, travel more, quit their stressful job, or because you need money now, dreams of wealth permeate the minds of many. But what if I told you that the wealth you’re dreaming of wasn’t as far away as you imagine? That you …
What Does it Mean to be Independently Wealthy? + 10 Tips to Get There Read More »
What do you imagine when you hear the term “self-care”? Typically, people associate self-care with practices such as getting a massage, spending time in meditation, taking a bubble bath, or doing something else that you enjoy. While these certainly help decompress, it’s important to consider the bigger picture when finding ways to exercise self-care. Namely, …
It’s no secret that credit, especially good credit, is essential for most major purchases, like a car, a house, and even utility services. Unfortunately, with only 17 states requiring high school students to take a personal finance course, the importance and even definition of credit is not something that many learn about early enough. Without …
Do you need money now? Life happens, and it isn’t uncommon for people to need quick cash at times. The good news is that there are many options in today’s world for procuring funds when you need money now. Even better, not all of them require you to borrow money. Read on to learn the …
Need Money Now? 21 Ways to Get Money When You Need It Read More »
Are you looking to master your money this year and want to get started with a budget? If you’re new to budgeting, you may not be sure where to start or what budget categories you should include. Don’t worry; budgeting isn’t really that difficult once you get started. While there will be a little work …
18 Budget Categories to Help You Master Your Money Read More »
What is interest? Everyone above the age of 10 has heard of interest, but most of us do not take enough interest in interest despite the huge way this simple concept affects our everyday lives. Anyone who has opened a credit card, taken out a loan, or opened a checking/savings account has been impacted by …
What is Interest? Your Ultimate Guide to Understanding Interest Read More »
“You should be a teacher when you grow up.” If I had a dollar for every time I heard this phrase or some variation of it growing up, I would have been a millionaire long ago. While I never wanted or intended to be a teacher, I’m happy to say I’m well on my way …
