Sebastian is co-blogger at Money Saved is Money Earned. He emigrated from India in his 20's with $15 in his pocket. Despite facing adversity in his early life, Sebastian is an early retired Senior Financial Analyst for the City of Portland. He has owned his home free and clear for 15 years, has had income properties, put three kids through college, and travels to India regularly, all without a six figure income.
Tax season is always a busy time, and one that many look forward to. Not only do most individuals look forward to a nice chunk of money back, so do the businesses that rely on people spending that money. This tax season has been filled with far more drama than most years, and with the …
Tax Refund vs. Tax Liability: What’s the Difference? Read More »
You may be thinking, what the heck are they talking about? I’m not chasing my money. I may not have tons of money, I may want more money, but I’m definitely not chasing money. Well, hate to break it to you, but if you’re one of the millions of Americans who lives paycheck to paycheck, …
It’s a new year, and with a new year comes tax season. But unlike prior years, this tax season brings a slew of changes to the tax code that will likely alter your expected tax returns. Major tax reform is unusual, with the last overhaul happening around 30 years ago. With so many changes taking …
Welcome to our Personal Finance Bloggers of Color interview series! Our goal with this series is to highlight the experiences and perspectives of people of color in terms of money and personal finance topics, as these voices are often underrepresented. Our first interview features our co-founder, Sebastian. 1. Please introduce yourself by telling us …
Personal Finance Bloggers of Color – Sebastian from Money Saved is Money Earned Read More »
Once upon a time. That’s what I think when it comes time for Christmas and the holiday season. Call me old fashioned, but I remember once upon a time when Christmas was simple and truly magical. Sebastian here, and I’m old enough to remember the days when Christmas was about family, friends, celebration, and spirituality. …
Here we are again. Black Friday. Touted as the biggest shopping day of the year, Black Friday also bears the distinction as the beginning of holiday season shopping and is a crucial time of year for the economy. In fact, around 30% of yearly retail sales happen between Black Friday and Christmas. However, Black Friday …
3 Black Friday Shopping Tips to Avoid a Red Friday for Your Wallet Read More »
It’s Halloween! You know what that means, tricks and treats abound! Hey, Sebastian here, and today I’m here to let you know that trick or treat isn’t just reserved for Halloween candy. In fact, you’re probably being tricked or treated with your money every week! For us, this is an everyday fact when it comes …
Are You Being Tricked or Treated With Your Money? Read More »
Sebastian here. I recently had the opportunity to participate in a presentation for Westin Vacation Ownership. I have been through other timeshare presentations before, and aside from my curiosity about Westin’s version, I thought it would be interesting to give my take in a post. Tawnya also had the opportunity to sit through a WorldMark …
Father’s Day is just around the corner. Sebastian here, and I wanted to tackle the topic of Father’s Day by doing something a little different. No, this isn’t your typical “5 Cheap but Meaningful Father’s Day Gifts” post, but I think you’ll find it just as helpful. You see, I’m a dad x3, and I …
