Hello readers. It’s been a year and a half since we started Money Saved is Money Earned, and in all that time I’ve been mostly behind the scenes. I’m sorry you haven’t heard as much from me. It’s often been hard for me to put my thoughts into words. I’ve also struggled with the idea …
Coming to America: Life as an Immigrant from India Read More »
Should you pay off my mortgage early? The short answer? Definitely! In fact, we STRONGLY suggest paying off your mortgage early. Why? Because it saves you a boatload of money!!! Plus, you will be out from under that hefty mortgage payment years early, which will allow you to put your money toward other things. We …
What is a reverse mortgage? Hardly a day passes without hearing an advertisement for a reverse mortgage, but while you may be familiar with the term, we doubt you’re familiar with what a reverse mortgage actually is. We weren’t. Because we knew very little about reverse mortgages we decided to do a little research. This …
What is a Reverse Mortgage and is it Right for You? Read More »
As an early retiree, I ought to know. Sebastian here, and today I want to burst the FIRE communities bubble a bit by telling you what it’s really like to be early retired. And it’s not all fun and games. True, being retired gives me a lot of flexibility to pursue more of the things …
Early Retirement Isn’t Always the Fairy Tale It’s Made Out to Be Read More »
You want to be fiscally responsible, don’t you? Of course you do! Everyone does whether they realize it or not. Fiscal responsibility is an economic idea that involves strategies for managing debt and building smart-spending habits. You have probably heard the term used in reference to government or public organizations. A fiscally responsible organization pledges …
Why a Budget is a Must for Fiscal Responsibility Read More »
Tax season is always a busy time, and one that many look forward to. Not only do most individuals look forward to a nice chunk of money back, so do the businesses that rely on people spending that money. This tax season has been filled with far more drama than most years, and with the …
Tax Refund vs. Tax Liability: What’s the Difference? Read More »
You may be thinking, what the heck are they talking about? I’m not chasing my money. I may not have tons of money, I may want more money, but I’m definitely not chasing money. Well, hate to break it to you, but if you’re one of the millions of Americans who lives paycheck to paycheck, …
It’s a new year, and with a new year comes tax season. But unlike prior years, this tax season brings a slew of changes to the tax code that will likely alter your expected tax returns. Major tax reform is unusual, with the last overhaul happening around 30 years ago. With so many changes taking …
Welcome to our Personal Finance Bloggers of Color interview series! Our goal with this series is to highlight the experiences and perspectives of people of color in terms of money and personal finance topics, as these voices are often underrepresented. Our first interview features our co-founder, Sebastian. 1. Please introduce yourself by telling us …
Personal Finance Bloggers of Color – Sebastian from Money Saved is Money Earned Read More »
Once upon a time. That’s what I think when it comes time for Christmas and the holiday season. Call me old fashioned, but I remember once upon a time when Christmas was simple and truly magical. Sebastian here, and I’m old enough to remember the days when Christmas was about family, friends, celebration, and spirituality. …
