Sebastian Rodrigues

Sebastian is co-blogger at Money Saved is Money Earned. He emigrated from India in his 20's with $15 in his pocket. Despite facing adversity in his early life, Sebastian is an early retired Senior Financial Analyst for the City of Portland. He has owned his home free and clear for 15 years, has had income properties, put three kids through college, and travels to India regularly, all without a six figure income.

reverse mortgage

What is a Reverse Mortgage and is it Right for You?

What is a reverse mortgage? Hardly a day passes without hearing an advertisement for a reverse mortgage, but while you may be familiar with the term, we doubt you’re familiar with what a reverse mortgage actually is. We weren’t. Because we knew very little about reverse mortgages we decided to do a little research. This …

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early retirement

Early Retirement Isn’t Always the Fairy Tale It’s Made Out to Be

As an early retiree, I ought to know. Sebastian here, and today I want to burst the FIRE communities bubble a bit by telling you what it’s really like to be early retired. And it’s not all fun and games. True, being retired gives me a lot of flexibility to pursue more of the things …

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fiscal responsibility

Why a Budget is a Must for Fiscal Responsibility

You want to be fiscally responsible, don’t you? Of course you do! Everyone does whether they realize it or not. Fiscal responsibility is an economic idea that involves strategies for managing debt and building smart-spending habits. You have probably heard the term used in reference to government or public organizations. A fiscally responsible organization pledges …

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personal finance bloggers of color

Personal Finance Bloggers of Color – Sebastian from Money Saved is Money Earned

Welcome to our Personal Finance Bloggers of Color interview series! Our goal with this series is to highlight the experiences and perspectives of people of color in terms of money and personal finance topics, as these voices are often underrepresented. Our first interview features our co-founder, Sebastian.   1. Please introduce yourself by telling us …

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