Sebastian Rodrigues

Sebastian is co-blogger at Money Saved is Money Earned. He emigrated from India in his 20's with $15 in his pocket. Despite facing adversity in his early life, Sebastian is an early retired Senior Financial Analyst for the City of Portland. He has owned his home free and clear for 15 years, has had income properties, put three kids through college, and travels to India regularly, all without a six figure income.

behind on bills

Behind on Bills? 5 Common Situations and How to Handle Them

Are you among the many who are behind on bills? Are you worried about potentially losing some of your possessions? The truth is, such financial worries are quite common today. Americans around the country want to know what to do when they get behind on bills. Regardless of how well we manage our finances, many …

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mistakes penny stock traders make

7 Biggest Mistakes Penny Stock Traders Make

Trading low-priced stocks in 2021 seemed like an easy task after GameStop’s meteoritic surge. Anyone who got in early enough on the trading action could have been rewarded with a life-changing return. GameStop wasn’t alone as other penny stocks joined in on the action, such as movie theater chain AMC Entertainment. While these recent surges …

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cheap home security systems

7 Cheap Home Security Systems to Protect Your Home on a Budget

It does not matter where you live or what your home and property look like: security is essential. You will likely spend more on your home than anything else, so protecting it and the possessions inside should be a top priority to you. Even more critical is your own safety and that of your loved …

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revenue vs profit

Revenue vs Profit: What is the Difference and Why Does it Matter?

The terms revenue and profit are often used interchangeable by people. Of course, not all of us are accountants or financial gurus. However, if you are out there trying to make money with a side hustle or small business, it is quite important to understand revenue vs profit and how that effects your cash-flow. On …

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dividend growth stocks

Dividend Growth Stocks: How, Why, and Where

The year 2020 proved that no one is completely safe on many levels. Investors, in particular, felt the burn when the stock market fell faster than ever before. However, none of these things changed the fact that investing in dividend growth stocks remains a great idea for safeguarding your future. This is a long-term play …

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our health or our safety

Our Health or Our Safety: American Priorities Based on Budget

The COVID-19 pandemic seemingly came out of the blue for most of us, and it’s clear that the country was not prepared for it. In fact, our response to this threat clearly indicated to me that dealing with infectious diseases was not only something not being thought about by our government, but something not prioritized. …

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experience of racism in America

A Brown Man’s Experience of Racism in America

Racism in America is once again at the forefront of our minds. Recent incidents of police brutality toward people of color, specifically black Americans, is bringing back into focus a problem that continually exists in the peripheral vision of society. It’s amazing to me. I’ve witnessed the turn of the century and 40 years of …

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mental stimulus check

Mental Stimulus Check: Building Resilience and Emotion Regulation Skills in Times of Crisis

Last week our article gave several ideas for how to handle the economic stimulus check millions of Americans are set to receive. While an economic stimulus definitely provides relief for many of us, we are still dealing with the fear and anxiety that has come with the existence of the coronavirus. So, this week we …

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